Privacy Policy
At HouseHack, protecting your privacy is very important to us. We value your trust and want you to understand what information we collect, how we use it, and how we protect it. The Gramm-Leach-Bliley Act, passed in November, 1999, requires that all companies distributing financial and insurance products to the public develop and publish a privacy policy. HouseHack’s Privacy Policy provides information relating to how and when we share investor information with unaffiliated third parties. A copy of our Privacy Policy is delivered to investors at the time of investment – either hand-delivered or by mail, and annually thereafter – by mail, to the last known address.
• Personal Information We May Collect
During our relationship, HouseHack may obtain nonpublic personal information from you. The information we obtain assists HouseHack in understanding you as an investor, in servicing your holdings, and satisfies regulatory requirements. This information may be obtained from various sources including:
> Account applications and other forms,
> Your transactions with us or others,
> From written, electronic and verbal correspondence and communication,
> From a consumer reporting agency.
• The Balance of Respecting Your Privacy & Sharing Information with Third Parties
As a matter of policy, HouseHack does not disclose personal or account information provided by investors to non-affiliated third parties, except as follows:
• When required or permitted by law, or as necessary for third parties to perform their agreements with respect to services performed on our behalf.
HouseHack reserves the right to:
> In limited circumstances, disclose or report personal information to non-affiliated third parties when the firm believes in good faith that disclosure is required under law, and to cooperate with regulators or law enforcement authorities as may be requested.> Disclose information about investor accounts to a non-affiliated third party at the investor’s request, or with the consent of the investor.
> Disclose personal information that is necessary in providing administrative, custodial, or customer assistance, and in preparing, printing and delivering statements and other investor-related documents. These companies include may include transfer agents, registrars, law firms, accounting firms, software providers, clearing firms, mutual fund, annuity and other financial services companies that aid in fulfilling these services to our investors.
> HouseHack does not provide information about our investors or former investors to any non-affiliated third party for marketing purposes.
• Procedures to Safeguard Private Information
HouseHack maintains procedures and technology designed to prevent unauthorized access to private personal information. We restrict access to personal information to employees and service providers who need to know that information to provide products or services to you. Employees who violate our Privacy Policy are subject to company and regulatory disciplinary action.
When accessing your account via a link from www.househack.com using a browser such as Chrome or Firefox, data is encrypted using Secure Socket Layer (SSL) 128-bit encrypted security. This technology is used to protect the confidentiality of your personal information.
• Change in Privacy Policy
HouseHack reserves the right to modify or supplement this Privacy Policy at any time. If a material change is made, we will provide current clients with a revised notice that describes our new policy and if such practices so require, we will give them a reasonable opportunity to opt out of the disclosure of information under the revised Privacy Policy.
Updated 09.7.2022
Questions? Email IR@HouseHack.com | ©2024 HouseHack. All rights reserved. Privacy Policy | Terms of Use
Disclaimers: THIS WEBSITE MAY CONTAIN FORWARD-LOOKING STATEMENTS AND INFORMATION RELATING TO, AMONG OTHER THINGS, THE COMPANY, ITS BUSINESS PLAN AND STRATEGY, AND ITS INDUSTRY. THESE FORWARD-LOOKING STATEMENTS ARE BASED ON THE BELIEFS OF, ASSUMPTIONS MADE BY, AND INFORMATION CURRENTLY AVAILABLE TO THE COMPANY’S MANAGEMENT TEAM. WHEN USED IN THE OFFERING MATERIALS, THE WORDS “ESTIMATE,” “PROJECT,” “BELIEVE,” “ANTICIPATE,” “INTEND,” “EXPECT” AND SIMILAR EXPRESSIONS ARE INTENDED TO IDENTIFY FORWARD-LOOKING STATEMENTS. THESE STATEMENTS REFLECT THE COMPANY'S MANAGEMENT TEAM’S CURRENT VIEWS WITH RESPECT TO FUTURE EVENTS AND ARE SUBJECT TO RISKS AND UNCERTAINTIES THAT COULD CAUSE THE COMPANY’S ACTUAL RESULTS TO DIFFER MATERIALLY FROM THOSE CONTAINED IN THE FORWARD-LOOKING STATEMENTS. INVESTORS ARE CAUTIONED NOT TO PLACE UNDUE RELIANCE ON THESE FORWARD-LOOKING STATEMENTS, WHICH SPEAK ONLY AS OF THE DATE ON WHICH THEY ARE MADE. THE COMPANY DOES NOT UNDERTAKE ANY OBLIGATION TO REVISE OR UPDATE THESE FORWARD-LOOKING STATEMENTS TO REFLECT EVENTS OR CIRCUMSTANCES AFTER SUCH DATE OR TO REFLECT THE OCCURRENCE OF UNANTICIPATED EVENTS.
HOUSE HACK, INC. DOES NOT MAKE ANY EXPRESS OR IMPLIED REPRESENTATION OR WARRANTY AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION CONTAINED ON THIS WEBSITE OR IN ANY OF THE OFFERING MATERIALS OR ADDITIONAL EVALUATION MATERIAL, WHETHER WRITTEN OR ORAL, MADE AVAILABLE IN CONNECTION WITH ANY FURTHER INVESTIGATION OF HOUSE HACK, INC. HOUSE HACK, INC. EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY THAT MAY BE BASED UPON SUCH INFORMATION, ERRORS THEREIN, OR OMISSIONS THEREFROM.
NEITHER THE SECURITIES AND EXCHANGE COMMISSION ("SEC") NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THE COMPANY'S PRIVATE PLACEMENT MEMORANDUM OR OTHER OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.
AN INVESTMENT IN THE COMPANY'S SECURITIES INVOLVES A HIGH DEGREE OF RISK. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. YOU SHOULD ONLY INVEST IN THESE SECURITIES IF YOU CAN AFFORD A COMPLETE LOSS OF YOUR INVESTMENT. YOU SHOULD READ THE COMPLETE DISCUSSION OF THE RISK FACTORS SET FORTH IN THE COMPANY'S PRIVATE PLACEMENT MEMORANDUM AND OTHER OFFERING DOCUMENTS.
PROSPECTIVE INVESTORS ARE NOT TO CONSTRUE THE CONTENTS OF THIS WEBSITE OR ANY OF THE COMPANY'S OFFERING MATERIALS AS LEGAL OR TAX ADVICE. EACH PROSPECTIVE INVESTOR SHOULD CONSULT HIS OR HER OWN COUNSEL, ACCOUNTANT, AND OTHER ADVISORS AS TO LEGAL, TAX, AND RELATED MATTERS PRIOR TO PURCHASING ANY SHARES.
THE COMPANY'S PRIVATE PLACEMENT MEMORANDUM FOR THIS OFFERING CAN BE FOUND HERE.
Affiliated Business Disclosure: The officers and directors of our company, including Kevin Paffrath, are also officers, directors, managers, and/or key professionals of other entities, including securities and/or real estate entities. These persons have legal obligations with respect to those entities that are similar to their obligations to us. In the future, these persons and other affiliates of our company may organize other real estate-related, securities, or debt-related programs and acquire assets for their own account investments that may otherwise be suitable for HouseHack. Please view the Private Placement Memorandum for additional information, including disclosure on potential “Risk Factors”. Kevin Paffrath’s media company, The Paffrath Organization, DBA Meet Kevin, may use HouseHack properties as potential models or examples in his educational courses. HouseHack shall not receive any compensation for its properties being featured in said educational courses.
1. The Paffrath Organization (DBA Meet Kevin) - Ownership: 100% owned by Kevin Paffrath.
Nature of Business: An S-Corporation in California that is registered as a California real estate brokerage, also provides educational and news content on YouTube, along with online courses.
Conflict of Interest: Mr. Paffrath's focus on this business might limit his attention to his other ventures, potentially affecting their performance. Additionally, there could be a conflict in prioritizing content that promotes his other businesses, which might not always align with the educational goals of Meet Kevin.
2. House Hack, Inc. (DBA HouseHack) - Ownership: All voting shares held by Kevin Paffrath. Fundraised Reg D in 2022-2023, Reg A end of 2023.
Nature of Business: A Wyoming C-Corporation involved in real estate acquisitions, dispositions, and property management.
Conflict of Interest: Mr. Paffrath's influence could lead to biased business decisions favoring HouseHack in his educational content. Additionally, the reliance on Mr. Paffrath's personal brand for business might risk HouseHack's stability if Mr. Paffrath's reputation were compromised.
3. SuitHack, LLC - Ownership: Wholly owned by Kevin Paffrath.
Business Intent: Awaiting licensing as a broker-dealer / market maker.
Conflict of Interest: Potential conflicts arise from SuitHack promoting products that could benefit StockHack, eHack, or HouseHack.
4. eHack, LLC - Ownership: Entirely owned by Kevin Paffrath.
Future Direction: Currently provides news and potentially advertises HouseHack.
Conflict of Interest: Products by eHack endorsing HouseHack or Meet Kevin generate conflicts of interest.
5. Plato's Philosophy, LLC (DBA StockHack and StackHack) - Ownership: Entirely owned by Kevin Paffrath.
Function: Adviser to ETFs and The Meet Kevin Pricing Power ETF in addition to providing wealth management advice to clients.
Conflict of Interest: Advice given could disproportionately benefit Mr. Paffrath's interests, particularly if ETFs advised by Plato’s Philosophy are heavily influenced by Mr. Paffrath's other businesses.
Conclusion: This disclosure is intended to transparently communicate the complex web of affiliations and potential conflicts of interest surrounding Kevin Paffrath's business ventures.
Disclaimer: This document is provided for informational purposes only and is not legal advice. Recipients should consult with a qualified attorney for advice on the specific legal implications of these business relationships. Any questions should be directed to the individual entity of concern.