Terms of Use

HouseHack Terms of Use

Introduction

Terms and Conditions of Use
Thank you for visiting the HouseHack website. By using this website, you agree to abide by the following terms and conditions, which constitute a legal agreement (the "Agreement") between you and The Company. If you do not accept these conditions, you may not use this website. HouseHack reserves the right to modify this Agreement from time to time. We recommend revisiting it periodically, especially the terms of the Privacy Policy, to learn of updates. By continuing to use our website after we've posted changes, you acknowledge your agreement to the modified terms.

Legal Disclaimer
No material on this site should be used or considered as an offer to sell or a solicitation to buy any security or portfolio managed by HouseHack. Any such offer will be made separately by one of The Company's financial advisors. This website provides general information about HouseHack and is not intended to offer investment or financial planning advice.

User Agreement
The Company's website is provided to you without charge as a convenience. By accessing the website content, The Company does not warrant or represent:
- The content is accurate or complete
- The content is up-to-date or current
- The content is free from technical inaccuracies or typographical errors
- Your access to this website will be uninterrupted or free from errors, computer viruses, or other harmful components

Limitations of Liability
The material on this website is based on information generally available in the marketplace. While believed to be reliable, it is not guaranteed for accuracy and should not be the sole basis for sound investment decisions.

Privacy and Contact Information
We welcome your inquiries. You may reach us at IR@househack.com. For more about our privacy safeguards, please refer to our Privacy Policy, linked separately at the footer of this website.

Governing Law
You agree that your use of this website and any disputes relating to your use will be governed by the laws of the State of California. Any disputes will be resolved solely in Ventura County, California.

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Disclaimers: THIS WEBSITE MAY CONTAIN FORWARD-LOOKING STATEMENTS AND INFORMATION RELATING TO, AMONG OTHER THINGS, THE COMPANY, ITS BUSINESS PLAN AND STRATEGY, AND ITS INDUSTRY. THESE FORWARD-LOOKING STATEMENTS ARE BASED ON THE BELIEFS OF, ASSUMPTIONS MADE BY, AND INFORMATION CURRENTLY AVAILABLE TO THE COMPANY’S MANAGEMENT TEAM. WHEN USED IN THE OFFERING MATERIALS, THE WORDS “ESTIMATE,” “PROJECT,” “BELIEVE,” “ANTICIPATE,” “INTEND,” “EXPECT” AND SIMILAR EXPRESSIONS ARE INTENDED TO IDENTIFY FORWARD-LOOKING STATEMENTS. THESE STATEMENTS REFLECT THE COMPANY'S MANAGEMENT TEAM’S CURRENT VIEWS WITH RESPECT TO FUTURE EVENTS AND ARE SUBJECT TO RISKS AND UNCERTAINTIES THAT COULD CAUSE THE COMPANY’S ACTUAL RESULTS TO DIFFER MATERIALLY FROM THOSE CONTAINED IN THE FORWARD-LOOKING STATEMENTS. INVESTORS ARE CAUTIONED NOT TO PLACE UNDUE RELIANCE ON THESE FORWARD-LOOKING STATEMENTS, WHICH SPEAK ONLY AS OF THE DATE ON WHICH THEY ARE MADE. THE COMPANY DOES NOT UNDERTAKE ANY OBLIGATION TO REVISE OR UPDATE THESE FORWARD-LOOKING STATEMENTS TO REFLECT EVENTS OR CIRCUMSTANCES AFTER SUCH DATE OR TO REFLECT THE OCCURRENCE OF UNANTICIPATED EVENTS.

HOUSE HACK, INC. DOES NOT MAKE ANY EXPRESS OR IMPLIED REPRESENTATION OR WARRANTY AS TO THE ACCURACY OR COMPLETENESS OF THE INFORMATION CONTAINED ON THIS WEBSITE OR IN ANY OF THE OFFERING MATERIALS OR ADDITIONAL EVALUATION MATERIAL, WHETHER WRITTEN OR ORAL, MADE AVAILABLE IN CONNECTION WITH ANY FURTHER INVESTIGATION OF HOUSE HACK, INC. HOUSE HACK, INC. EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY THAT MAY BE BASED UPON SUCH INFORMATION, ERRORS THEREIN, OR OMISSIONS THEREFROM.

NEITHER THE SECURITIES AND EXCHANGE COMMISSION ("SEC") NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THE COMPANY'S PRIVATE PLACEMENT MEMORANDUM OR OTHER OFFERING DOCUMENTS. ANY REPRESENTATION TO THE CONTRARY IS A CRIMINAL OFFENSE.

AN INVESTMENT IN THE COMPANY'S SECURITIES INVOLVES A HIGH DEGREE OF RISK. IN MAKING AN INVESTMENT DECISION, INVESTORS MUST RELY ON THEIR OWN EXAMINATION AND THE TERMS OF THE OFFERING, INCLUDING THE MERITS AND RISKS INVOLVED. YOU SHOULD ONLY INVEST IN THESE SECURITIES IF YOU CAN AFFORD A COMPLETE LOSS OF YOUR INVESTMENT. YOU SHOULD READ THE COMPLETE DISCUSSION OF THE RISK FACTORS SET FORTH IN THE COMPANY'S PRIVATE PLACEMENT MEMORANDUM AND OTHER OFFERING DOCUMENTS.

PROSPECTIVE INVESTORS ARE NOT TO CONSTRUE THE CONTENTS OF THIS WEBSITE OR ANY OF THE COMPANY'S OFFERING MATERIALS AS LEGAL OR TAX ADVICE. EACH PROSPECTIVE INVESTOR SHOULD CONSULT HIS OR HER OWN COUNSEL, ACCOUNTANT, AND OTHER ADVISORS AS TO LEGAL, TAX, AND RELATED MATTERS PRIOR TO PURCHASING ANY SHARES.

THE COMPANY'S PRIVATE PLACEMENT MEMORANDUM FOR THIS OFFERING CAN BE FOUND HERE.

Affiliated Business Disclosure: The officers and directors of our company, including Kevin Paffrath, are also officers, directors, managers, and/or key professionals of other entities, including securities and/or real estate entities. These persons have legal obligations with respect to those entities that are similar to their obligations to us. In the future, these persons and other affiliates of our company may organize other real estate-related, securities, or debt-related programs and acquire assets for their own account investments that may otherwise be suitable for HouseHack. Please view the Private Placement Memorandum for additional information, including disclosure on potential “Risk Factors”. Kevin Paffrath’s media company, The Paffrath Organization, DBA Meet Kevin, may use HouseHack properties as potential models or examples in his educational courses. HouseHack shall not receive any compensation for its properties being featured in said educational courses.

1. The Paffrath Organization (DBA Meet Kevin) - Ownership: 100% owned by Kevin Paffrath.

Nature of Business: An S-Corporation in California that is registered as a California real estate brokerage, also provides educational and news content on YouTube, along with online courses.

Conflict of Interest: Mr. Paffrath's focus on this business might limit his attention to his other ventures, potentially affecting their performance. Additionally, there could be a conflict in prioritizing content that promotes his other businesses, which might not always align with the educational goals of Meet Kevin.

2. House Hack, Inc. (DBA HouseHack) - Ownership: All voting shares held by Kevin Paffrath. Fundraised Reg D in 2022-2023, Reg A end of 2023.

Nature of Business: A Wyoming C-Corporation involved in real estate acquisitions, dispositions, and property management.

Conflict of Interest: Mr. Paffrath's influence could lead to biased business decisions favoring HouseHack in his educational content. Additionally, the reliance on Mr. Paffrath's personal brand for business might risk HouseHack's stability if Mr. Paffrath's reputation were compromised.

3. SuitHack, LLC - Ownership: Wholly owned by Kevin Paffrath.

Business Intent: Awaiting licensing as a broker-dealer / market maker.

Conflict of Interest: Potential conflicts arise from SuitHack promoting products that could benefit StockHack, eHack, or HouseHack.

4. eHack, LLC - Ownership: Entirely owned by Kevin Paffrath.

Future Direction: Currently provides news and potentially advertises HouseHack.

Conflict of Interest: Products by eHack endorsing HouseHack or Meet Kevin generate conflicts of interest.

5. Plato's Philosophy, LLC (DBA StockHack and StackHack) - Ownership: Entirely owned by Kevin Paffrath.

Function: Adviser to ETFs and The Meet Kevin Pricing Power ETF in addition to providing wealth management advice to clients.
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Conflict of Interest: Advice given could disproportionately benefit Mr. Paffrath's interests, particularly if ETFs advised by Plato’s Philosophy are heavily influenced by Mr. Paffrath's other businesses.

Conclusion: This disclosure is intended to transparently communicate the complex web of affiliations and potential conflicts of interest surrounding Kevin Paffrath's business ventures.

Disclaimer: This document is provided for informational purposes only and is not legal advice. Recipients should consult with a qualified attorney for advice on the specific legal implications of these business relationships. Any questions should be directed to the individual entity of concern.